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Mortgages & Home equities


  • Long and Short Term Fixed Rate Mortgages
  • Home Equity Mortgages and Lines of Credit
  • Veterans Administration (VA) Mortgage Loans
  • Rural Development Mortgage Loans with low down payments
  • Adjustable Closed End Mortgage Loans


Mortgage Rates
Effective Date: Saturday, February 22nd, 2020
TypeRate As Low AsAPR* As Low As
5 Yr Adj Closed End Mortgage 4.00% 4.04%
5 Yr Adj HELOC 4.00% Variable
15 Year Fixed 3.00% 3.10%
30 Year Fixed 3.50% 3.56%
VA Mortgage 3.625% 3.91%
Rural Development 4.00% 4.48%
ARM Unimproved Land 6.50% 6.58%
ARM Investment Property 6.00% 6.08%

"As Low as" rates are our lowest rates and are determined by credit score and other factors.
Rates are subject to change.
Click product name for full disclosures**

*APR = Annual Percentage Rate

When you're ready, we're here to help.  Call 989-739-1401 today!


NMLS 463831

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