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ATM Locations

Oscoda, Tawas and West Branch I ATMs accept deposits!Need Cash Fast?

Northland members always have FREE ATM access within our personal network of ATM machines.  We have 12 convenient locations to serve you. And if you're traveling, the CO-OP Network offers members access to surcharge-free ATMs almost anywhere in the U.S. or Canada!

Have you visited a Northland ATM lately?

We've made a lot of upgrades to our personal ATM network. If you haven't yet seen them, you'll be amazed. These lightning fast, top of the line ATMs will get you back on the road in no time. Five of them, (Gaylord, Grayling, Oscoda, Tawas and West Branch I), even accept cash and check deposits!

We're very excited about investing into more convenience for our members, and we're only getting started. Just WAIT until you see what we have in store for the future! Stay tuned!


Northland Members - ATM services are ALWAYS Free at these branches!


AuGres Branch
317 W. Huron
AuGres, MI 48703
Gaylord Branch
1371 W. Main St.
Gaylord, MI 49735
Alpena Headquarters 
1161 N. Bagley St.
Alpena, MI 49707 
Grayling Branch
2405 S. I-75 Business Loop
Grayling, MI 49738
Hale Branch
220 S. Washington
Hale, MI 48739
Harrisville Branch
190 South U.S. 23
Harrisville, MI 48740
Houghton Lake Branch
2285 W Houghton Lake Dr.
Houghton Lake, MI 48629
Mio Branch
208 Morenci
Mio, MI 48647
Oscoda Branch
4346 E F-41
Oscoda, MI 48750
Skidway Lake Branch
1927 Greenwood Rd.
Prescott, MI 48756
Tawas Branch
201 Hemlock
Tawas City, MI 48763
West Branch I
2170 S. M-76
West Branch, MI 48661
West Branch II
3177 West M-76
West Branch, MI 48661
Branch ATMs are 24/7 ATM accepts deposits


Traveling out of the area? No problem! Your Northland card also works with thousands of surcharge-free CO-OP Network Credit Union ATMs across the U.S. and Canada. Look for the CO-OP symbol. Travelers, please note: The CO-OP Network does not impose a surcharge on participating ATM transactions. However, some individual ATM owners may still charge a fee. Fees are disclosed before the transaction is complete, and you will always have the option to cancel the transaction if you wish. For transactions that are ALWAYS fee-free to Northland members, see our personal network ATMs in the chart above.