Mortgages
What makes Northland stand out from the competition?
- Low Interest Rates - More than just competitive
- Low Closing Costs - Possibly the lowest in NE Michigan
- Efficient, Fast Closing - As little as three weeks
- Our experts approve and process your mortgage - Our staff lives in NE Michigan
- Membership with Northland - A full service financial institution
- Your Servicing is kept In-House - You will always make your payments to Northland
| Mortgage Rates | ||
| Effective Date: Thursday, March 11th, 2010 | ||
| Rates as Low As! | ||
| Term | Rate | APR |
| 3 Year Adjustable | 4.50% | 4.63% |
| 5 Year Adjustable | 4.75% | 4.86% |
| 15 Year Fixed | 4.50% | 4.56% |
| 30 Year Fixed | 5.25% | 5.29% |
| VA Fixed | 6.00% | 6.95% |
| Construction Loan | 7.00% | 7.00% |
"As Low As" rates are our best rates and are determined by credit score and other factors | ||
Northland can meet your needs!
- Fixed and Variable Rates
- VA & USDA loans
- Vacant Land, Vacation Homes, Investment Property
We can also pre-approve you before you begin shopping for your home.
For more information on financing options, contact a Mortgage Specialist at 800.336.2328 for an appointment to discuss what's best for you.
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| Wendy Lee 1-800-336-2328 wlee@northlandcu.com Harrisville - Oscoda - Glennie - Tawas - Hale - AuGres |
Nicole Biermann 1-800-336-2328 nbiermann@northlandcu.com West Branch - Skidway - Houghton Lake - Grayling - Mio - Fairview |
*APR=Annual Percentage Rate.
The APR for the above rates is adjustable and based on the terms.Your interest rate and payment may adjust, with a maximum APR of 18% over the life of the loan. Rates are subject to change without notice. Rates are for purchase and refinance transactions on a primary residence. 30 year fixed rate quoted are for credit scores >660. Certain conditions and restrictions may apply. Loan approval subject to credit, income and property evaluation.
For more information about affordable housing visit Northeast Michigan Affordable Housing,Inc.
MEMBERS® Auto & Homeowners Insurance Program
You trust Northland Area Federal Credit Union to provide you and your family with quality products and services to meet your financial needs. We've joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto and Homeowners Insurance Program.
- MEMBERS Auto and Homeowners is the property and casualty coverage solution preferred by the most credit unions and their members.
- Convenient e-service, pay your bill or make changes to your policy, even report a claim.
- Receive fast, easy access to claims service 24-hours a day.
- Obtain a free no obligation quote or locate an agent at the local Liberty Mutual sales office.
Click here for a FREE rate quote
Financial Answers for Home Ownership
A practical Guide to help you avoid and solve mortgage problems
Get the answers and resources you need to resolve your mortgage questions with the "Right at Home" video and website
