If you’re looking for a flexible loan, an unsecured loan might be right for you. You can use this lending option for almost any single purchase or expense. So whether you’re planning an event, starting a project, or making a purchase, we’re here to help.

 

Home Improvement

Whether you’re updating a room, adding a fireplace, or finishing your basement, a Northland Home Improvement loan can provide the fast cash you need with comfortable monthly payments.
An unsecured Home Improvement Loan (like a personal loan) doesn’t require collateral. Members like this loan because there are no liens on collateral, it offers a fixed rate, and payments don’t change, so it can easily be worked into your budget. 
Other features of the Unsecured Home Improvement Loan:
•    Terms up to 84 months
•    No risk from using your home as collateral
•    Quick application process
•    No closing costs

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Line of Credit

Imagine the financial flexibility to do the things you want, when you want to do them. A Northland Line of Credit can provide the independence to adjust your budget and do just that. A Line of Credit is an open-ended unsecured loan with the member’s signature used as collateral. This loan is designed for the member who borrows regularly. Individual credit limits of up to $25,000 are established when the member initially applies for the loan and is based on the individual’s credit history and ability to repay the debt. The amount of the payment will be determined by the balance of the loan and the rate in effect after an advance is taken.

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Youth Loans

Sound money management is one of our most important life lessons. A Northland Youth Loan can help set young people on the path to financial responsibility. Available in amounts from $50 to $500, youth loans are available to full time students from age 13 to 17.

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Unsecured
Effective Date: Thursday, August 11th, 2022
TypeRate As Low AsLoan question? We can help! 989-739-1401
Fixed 9.75% APR*  
Variable 9.25% APR*  
*APR = Annual Percentage Rate. Loan Rates are subject to change. "As Low As" rates are our best rates and are determined by credit score and number of services used.

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