Look up! Our Money Market Rates are Rising. 


Money Market Accounts
Effective Date: Monday, December 4th, 2023
Earn a higher rate of return on your savings! $5,000.00 minimum required to open.
Money Market TiersDividend RateAPY*Paid & Compounded
$0-$9,999.99 1.00% 1.01% Monthly
$10,000-$49,999.99 1.40% 1.41% Monthly
$50,000-$99,999.99 2.25% 2.27% Monthly
$100,000.00-Plus 3.50% 3.55% Monthly

A Northland Money Market Account combines the best features of our savings, checking and certificate products with competitive rates and flexible withdrawal options. A Money Market is a savings account that typically earns higher dividends than a traditional savings account. A Money Market is like a certificate. Yet, funds aren’t locked so you can access your money when you need it.


  • $5,000 minimum 
  • Easy to access funds 
  • Insured up to $250,000 
  • Interest earned daily and compounded monthly
  • Free checks and up to 3 fee-free withdrawals per month!

Click here for Truth In Savings disclosure


For more investment information, check out our Certificates page!
Northland’s routing number (2724-8602-5)


*APY = Annual Percentage Yield. 3.00% APY is our highest Money Market rate and requires a minimum deposit of $100,000. The APY is effective as of 06/01/2023. APY is accurate as of the last dividend declaration date.  $5 Share account required. Interest rates are variable and subject to change. Fees may reduce earnings on the account. Earnings are paid and compounded every month. Dividends are not earned when the balance falls below the minimum. Please ask for additional details.

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