Certificates
Northland certificates are a great way to earn competitive dividends on safe, long-term investments. They are simple to set up with a low minimum requirement and offer a better return than a regular savings account. A Northland Share Certificate rate is fixed for the term of the certificate. Dividends are calculated daily and paid quarterly.
Details
- No monthly or maintenance fees
- $500 minimum
- Flexible terms
- Insured up to $250,000
| Term | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| 3 Month | $500.00 | 0.20% | 0.20% |
| 6 Month | $500.00 | 0.55% | 0.55% |
| 9 Month | $500.00 | 1.50% | 1.51% |
| 18 Month | $500.00 | 2.50% | 2.52% |
| 30 Month | $500.00 | 3.00% | 3.03% |
| 3 Year | $500.00 | 2.25% | 2.27% |
| 4 Year | $500.00 | 2.35% | 2.37% |
| 5 Year | $500.00 | 2.50% | 2.52% |
| We may impose a penalty if you withdraw funds before the maturity date. | |||
| Term | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| We offer 1 year and 2 year term Plus Certificates. Plus Certificates are a special kind of savings option that allows you to increase the annual percentage yield, one time, during the certificate's maturity period. With this option, you may choose to increase or bump-up the APY before your certificate matures to take advantage of rising interest rates. Talk to us about bumping up your savings today. | |||
| 1 Year | $500.00 | 1.00% | 1.00% |
| 2 Year | $500.00 | 1.55% | 1.56% |
| Rate may change after the account is opened. We may impose a penalty if you withdraw funds before the maturity date. | |||
| Term | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| 3 Month | $20,000.00 | 0.25% | 0.25% |
| 6 Month | $50,000.00 | 0.60% | 0.60% |
| 9 Month | $50,000.00 | 1.55% | 1.56% |
| 12 Month | $50,000.00 | 1.05% | 1.05% |
| We may impose a penalty if you withdraw funds before the maturity date. | |||
| Term | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| 3 Month | $500.00 | 0.20% | 0.20% |
| 6 Month | $500.00 | 0.55% | 0.55% |
| 9 Month | $500.00 | 1.50% | 1.50% |
| 1 Year | $500.00 | 1.00% | 1.00% |
| 18 Month | $500.00 | 2.50% | 2.50% |
| 2 Year | $500.00 | 1.55% | 1.55% |
| 30 Month | $500.00 | 3.00% | 3.00% |
| 3 Year | $500.00 | 2.25% | 2.25% |
| 4 Year | $500.00 | 2.35% | 2.35% |
| 5 Year | $500.00 | 2.50% | 2.50% |
| 1 Month-Jumbo | $10,000.00 | 0.15% | 0.15% |
| 2 Year-Jumbo | $50,000.00 | 1.60% | 1.60% |
| We may impose a penalty if you withdraw funds before the maturity date. | |||
Youth Certificates
We offer a Youth Certificate with a minimum deposit of $100.00 - $10,000 max. (aggregate) for ages 0-17. The Youth certificate earns a competitive rate for a term of one year. Ask us about a Youth Certificates today!
Click here for Truth In Savings disclosures.
Disclosures - *APY = Annual Percentage Yield. Share Certificate Rate premium for Silver account is additional 0.05% and additional 0.10% for Gold. $5 Share account required. $500 minimum certificate balance. Certain restrictions may apply. Federally insured by NCUA.