Certificates
**2.62% APY promotional rate applies exclusively to Northland’s 18 Month Compounding Share Certificates. As high as rates includes premium for Gold and Silver account relationship. Share Certificate Rate premium for Silver account is additional 0.05% and additional 0.10% for Gold. APY=Annual Percentage Yield. Federally insured by NCUA. Early withdrawal penalties apply. Promotional rates accurate as of 6/6/18. Certain restrictions may apply. Minimum balance of $500. $5 Share account required. Non-compounding certificates and other rates and terms are available; please ask for details.
With a Northland Credit Union Share Certificate Account, you can turn time into money. A Certificate is a secure way to save your funds for a set period of time, while you earn a set, predictable rate of return. Members are insured to at least $250,000!
A Northland Credit Union Share Certificate allows you to earn a competitive dividend rate. This rate is fixed for the term of the certificate. Dividends are calculated daily and paid quarterly. There may be a penalty for early withdrawal of a certificate.
Regular Certificates Effective Date: Friday, April 26th, 2019 Dividends are paid and compounded quarterly.
Term Minimum Balance Rate APY*
3 Month
$500.00
0.10%
0.10%
6 Month
$500.00
0.20%
0.20%
9 Month
$500.00
0.40%
0.40%
18 Month
$500.00
2.50%
2.52%
30 Month
$500.00
2.75%
2.78%
3 Year
$500.00
1.10%
1.10%
4 Year
$500.00
1.50%
1.51%
5 Year
$500.00
3.00%
3.03%
PLUS Certificates Effective Date: Friday, April 26th, 2019 1yr - Rate may be increased once during the term.
2yr - Rate may be increased twice during the term.
Dividends are paid and compounded quarterly.
Term Minimum Balance Rate APY*
1 Year
$500.00
0.60%
0.60%
2 Year
$500.00
0.95%
0.95%
Jumbo Certificates Effective Date: Friday, April 26th, 2019 Dividends are paid and compounded quarterly.
Term Minimum Balance Rate APY*
3 Month
$20,000.00
0.15%
0.15%
6 Month
$50,000.00
0.25%
0.25%
9 Month
$50,000.00
0.45%
0.45%
12 Month
$50,000.00
0.65%
0.65%
Regular Certificates-non compound Effective Date: Friday, April 26th, 2019 These Certificates Do Not Compound:
Term Minimum Balance Rate APY*
3 Month
$500.00
0.10%
0.10%
6 Month
$500.00
0.20%
0.20%
9 Month
$500.00
0.40%
0.40%
1 Year
$500.00
0.60%
0.60%
18 Month
$500.00
2.50%
2.50%
2 Year
$500.00
0.95%
0.95%
30 Month
$500.00
2.75%
2.75%
3 Year
$500.00
1.10%
1.10%
4 Year
$500.00
1.50%
1.50%
5 Year
$500.00
3.00%
3.00%
1 Month-Jumbo
$10,000.00
0.15%
0.15%
2 Year-Jumbo
$50,000.00
1.00%
1.00%
Youth Certificates
We now offer a Youth Certificate with a minimum deposit of $100.00 - $10,000 max. (aggregate) for ages 0-17. Earn competitive rates for a term of one year. Ask us about our Youth Certificates today!
*APY = Annual Percentage Yield