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Certificates

**2.62% APY promotional rate applies exclusively to Northland’s 18 Month Compounding Share Certificates. As high as rates includes premium for Gold and Silver account relationship. Share Certificate Rate premium for Silver account is additional 0.05% and additional 0.10% for Gold. APY=Annual Percentage Yield. Federally insured by NCUA. Early withdrawal penalties apply. Promotional rates accurate as of 6/6/18. Certain restrictions may apply. Minimum balance of $500. $5 Share account required. Non-compounding certificates and other rates and terms are available; please ask for details.

 

With a Northland Credit Union Share Certificate Account, you can turn time into money. A Certificate is a secure way to save your funds for a set period of time, while you earn a set, predictable rate of return. Members are insured to at least $250,000!

A Northland Credit Union Share Certificate allows you to earn a competitive dividend rate. This rate is fixed for the term of the certificate. Dividends are calculated daily and paid quarterly. There may be a penalty for early withdrawal of a certificate.


Regular Certificates
Effective Date: Wednesday, December 19th, 2018
Dividends are paid and compounded quarterly.
TermMinimum BalanceRateAPY*
3 Month $500.00 0.10% 0.10%
6 Month $500.00 0.20% 0.20%
9 Month $500.00 0.40% 0.40%
18 Month $500.00 2.50% 2.52%
30 Month $500.00 2.75% 2.78%
3 Year $500.00 1.10% 1.10%
4 Year $500.00 1.50% 1.51%
5 Year $500.00 3.00% 3.03%

PLUS Certificates
Effective Date: Wednesday, December 19th, 2018
1yr - Rate may be increased once during the term. 2yr - Rate may be increased twice during the term. Dividends are paid and compounded quarterly.
TermMinimum BalanceRateAPY*
1 Year $500.00 0.60% 0.60%
2 Year $500.00 0.95% 0.95%

Jumbo Certificates
Effective Date: Wednesday, December 19th, 2018
Dividends are paid and compounded quarterly.
TermMinimum BalanceRateAPY*
3 Month $20,000.00 0.15% 0.15%
6 Month $50,000.00 0.25% 0.25%
9 Month $50,000.00 0.45% 0.45%
12 Month $50,000.00 0.65% 0.65%

Regular Certificates-non compound
Effective Date: Wednesday, December 19th, 2018
These Certificates Do Not Compound:
TermMinimum BalanceRateAPY*
3 Month $500.00 0.10% 0.10%
6 Month $500.00 0.20% 0.20%
9 Month $500.00 0.40% 0.40%
1 Year $500.00 0.60% 0.60%
18 Month $500.00 2.50% 2.50%
2 Year $500.00 0.95% 0.95%
30 Month $500.00 2.75% 2.75%
3 Year $500.00 1.10% 1.10%
4 Year $500.00 1.50% 1.50%
5 Year $500.00 3.00% 3.00%
1 Month-Jumbo $10,000.00 0.15% 0.15%
2 Year-Jumbo $50,000.00 1.00% 1.00%

Youth Certificates

We now offer a Youth Certificate with a minimum deposit of $100.00 - $10,000 max. (aggregate) for ages 0-17. Earn competitive rates for a term of one year. Ask us about our Youth Certificates today!

*APY = Annual Percentage Yield