These are some of the great products we offer:


  • Long and Short Term Fixed Rate Mortgages
  • Home Equity Mortgages and Lines of Credit
  • Veterans Administration (VA) Mortgage Loans
  • Rural Development Mortgage Loans with low down payments
  • Adjustable Closed End Mortgage Loans


Mortgage Rates
Effective Date: Sunday, December 4th, 2022
TypeRate As Low AsAPR* As Low As
5 Yr Adj Closed End Mortgage 5.79% 5.90%
5 Yr Adj HELOC 5.99% Variable
15 Year Fixed 6.125% 6.24%
30 Year Fixed 6.625% 6.69%
VA Mortgage 6.625% 7.01%
Rural Development 7.00% 7.50%
ARM Unimproved Land 6.79% 6.90%
ARM Investment Property 8.29% 8.41%
"As Low as" rates are our lowest rates and are determined by credit score and other factors. Rates are subject to change. Click product name for full disclosures** *APR = Annual Percentage Rate

Call us when you're ready! We're here to help.  989-739-1401


NMLS 463831

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