Loan Rates

New and Used Automobiles, Trucks, Boats and RV's.

Vehicle Loan Rates
Effective Date: Sunday, July 3rd, 2022
TypeRate As Low As - FixedRate As Low As - Variable
2018-2022 Vehicles 2.99% APR* 3.50% APR*
2016-2017 Vehicles 3.49% APR* 4.50% APR*
2015 and Older Vehicles 4.75% APR* 4.50% APR*
New Motor Homes/Travel Trailers/Boats 2021-2022 3.69% APR* 4.00% APR*
Used Motor Homes/Travel Trailers/Boats 2016-2020 3.69% APR* 4.50% APR*
New Jet Skis, Motorcycles, Snowmobiles & ATV's 2021-2022 3.69% APR* 4.00% APR*
Used Jet Skis, Motorcycles, Snowmobiles & ATV's 2016-2020 3.69% APR* 4.50% APR*
Flex-Ride 2018-2023 2.99% APR*  
Flex-Ride 2017 3.49% APR*  
*APR = Annual Percentage Rate. Loan Rates are subject to change. "As Low As" rates are our best rates and are determined by credit score and number of services used.

Share Dividend Rates & Annual Percentage Yields
Effective Date: 01/23/2008

Mortgage Rates
Effective Date: Sunday, July 3rd, 2022
TypeRate As Low AsAPR* As Low As
5 Yr Adj Closed End Mortgage 3.79% 3.95%
5 Yr Adj HELOC 3.99% Variable
15 Year Fixed 5.125% 5.23%
30 Year Fixed 5.875% 5.94%
VA Mortgage 5.875% 6.24%
Rural Development 6.50% 7.00%
ARM Unimproved Land 6.29% 6.36%
ARM Investment Property 4.79% 4.85%
"As Low as" rates are our lowest rates and are determined by credit score and other factors. Rates are subject to change. Click product name for full disclosures** *APR = Annual Percentage Rate

Unsecured
Effective Date: Sunday, July 3rd, 2022
TypeRate As Low AsLoan question? We can help! 989-739-1401
Fixed 9.75% APR*  
Variable 9.25% APR*  
*APR = Annual Percentage Rate. Loan Rates are subject to change. "As Low As" rates are our best rates and are determined by credit score and number of services used.

Mortgage Rates

HELOC
TypeRateAPR*
5 Yr Adj HELOC 3.99% Variable

30 Year Fixed
Effective Date: 2/03/2020

5 Yr Adj Closed End
TypeRateAPR*
5 Yr Adj Closed End 3.79% 3.95%

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