Loan Rates
New and Used Automobiles, Trucks, Boats and RV's.
Vehicle Loan Rates
Effective Date: Friday, January 28th, 2022
| Type | Rate As Low As - Fixed | Rate As Low As - Variable |
|---|---|---|
| 2018-2021 Vehicles | 2.49% APR* | 3.50% APR* |
| 2016-2017 Vehicles | 2.99% APR* | 4.50% APR* |
| 2015 and Older Vehicles | 4.75% APR* | 4.50% APR* |
| New Motor Homes/Travel Trailers/Boats 2020-2021 | 3.29% APR* | 4.00% APR* |
| Used Motor Homes/Travel Trailers/Boats 2016-2019 | 3.29% APR* | 4.50% APR* |
| New Jet Skis, Motorcycles, Snowmobiles & ATV's 2020-2021 | 3.29% APR* | 4.00% APR* |
| Used Jet Skis, Motorcycles, Snowmobiles & ATV's 2016-2019 | 3.29% APR* | 4.50% APR* |
| Flex-Ride 2018-2021 | 2.49% APR* | |
| Flex-Ride 2016-2017 | 2.99% APR* | |
| *APR = Annual Percentage Rate. Loan Rates are subject to change. "As Low As" rates are our best rates and are determined by credit score and number of services used. | ||
Share Dividend Rates & Annual Percentage Yields
Effective Date: 01/23/2008
Mortgage Rates
Effective Date: Friday, January 28th, 2022
| Type | Rate As Low As | APR* As Low As |
|---|---|---|
| 5 Yr Adj Closed End Mortgage | 2.790% | Variable |
| 5 Yr Adj HELOC | 2.59% | Variable |
| 15 Year Fixed | 2.875% | 2.98% |
| 30 Year Fixed | 3.50% | 3.56% |
| VA Mortgage | 3.625% | 3.95% |
| Rural Development | 4.25% | 4.73% |
| ARM Unimproved Land | 5.29% | 5.35% |
| ARM Investment Property | 3.79% | 3.95% |
| "As Low as" rates are our lowest rates and are determined by credit score and other factors. Rates are subject to change. Click product name for full disclosures** *APR = Annual Percentage Rate | ||
Unsecured
Effective Date: Friday, January 28th, 2022
| Type | Rate As Low As | Loan question? We can help! 989-739-1401 |
|---|---|---|
| Fixed | 9.75% APR* | |
| Variable | 9.25% APR* | |
| *APR = Annual Percentage Rate. Loan Rates are subject to change. "As Low As" rates are our best rates and are determined by credit score and number of services used. | ||
Mortgage Rates
HELOC
| Type | Rate | APR* |
|---|---|---|
| 5 Yr Adj HELOC | 2.59% | Variable |
30 Year Fixed
Effective Date: 2/03/2020
5 Yr Adj Closed End
| Type | Rate | APR* |
|---|---|---|
| 5 Yr Adj Closed End | 2.790% | Variable |