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Northland Area Federal Credit Union offers its members the best checking account in the area!

Here’s why:

  • Free Debit Card
  • Free Online Banking
  • Free Electronic Statements
  • Overdraft Protection – available through Savings
  • No per check charge
  • No monthly service charge
  • No minimum balance required
  • Direct Deposit available
  • Federally insured by NCUA

Need Checks?

We're excited to announce our partnership with Deluxe Corporation for check orders!

Keep using the checks you have, but once you start running low, please contact your branch or call center representative to place your first order with Deluxe. (After the initial order, you'll be able to place future orders through Home Banking if you wish.)

Questions? Call 989-739-1401

No checking account is complete without these complimentary services:

Debit Card

Northland's debit card offers the convenience of accessing your accounts to make quick and easy purchases up to $1,500.00 per day without the hassle of writing a check. Debit card transactions, up to 15 per day, are accepted anywhere you see the MasterCard logo and the funds are automatically deducted from your checking account. ATM access is available 24 hours, 7 days a week from machines worldwide. There is never a surcharge when used at Northland’s ATMs or other credit union machines that carry the CO-OP Network logo. Please visit this page for more information.  

C.O.R.A. Automated Phone Banking

Courteous, Optional, Reliable, and Available 24 hours, with this convenient automated phone service you can:

  • Check current available balances
  • Verify automatic & payroll deposits
  • Review transactions
  • Transfer funds
  • Advance a line of credit
  • Make loan payments
  • Review history
  • Report a lost/stolen credit card or debit card

Use this convenient service to compliment home banking when access to a secure internet connection is not available, or on its own to access your account by phone 24/7.