Wherever you are on your journey, we have a checking account to fit your needs

 

When you open a NAFCU checking account, you can access it whenever and wherever you need it. We offer three different checking accounts to fit your unique needs: Regular, Business, and Fresh-Start Checking.

 

OPEN AN ACCOUNT

 

Regular Checking Account

There are many benefits to our Regular Checking (Share Draft) Accounts:

  • No monthly fees, minimum balances, or check-writing fees
  • Offering dividends on higher balances.
  • Access to a debit card, direct deposit, online banking, Bill Pay, E-Statements, and CORA
  • With overdraft protection and security controls, your checking account is safe.

Business Checking Account

Our Business Checking (Share Draft) Account is available for members of a business. Here are the following benefits:

  • No monthly fees or minimum balance
  • Easy access to a free debit card, online banking, E-Statements, and CORA.
  • Overdraft protection and security controls

Fresh Start Checking Account

A Fresh Start Checking (Share Draft) Account is available for members 18 years and older who are looking to rebuild their credit. There are many benefits to opening a Fresh Start Checking Account:

  • No check writing fees
  • Access to a free debit card, online banking, Bill Pay, E-Statements, and CORA.
  • Overdraft protection and security controls
  • Minimum opening balance required: $50
  • Monthly service charge: $5 if the $50 balance is not maintained
  • Monthly fee: $10
  • Needed minimum balance: $50

After 12 months of remaining in good standing, the account may be reviewed and eligible for a Regular Checking Account.

C.O.R.A. Automated Phone Banking

Courteous, Optional, Reliable, and Available 24 hours, with this convenient automated phone service you can:

  • Check current available balances
  • Verify automatic & payroll deposits
  • Review transactions
  • Transfer funds
  • Advance a line of credit
  • Make loan payments
  • Review history
  • Report a lost/stolen credit card or debit card

Use this convenient service to compliment digital banking when access to a secure internet connection is not available, or on its own to access your account by phone 24/7.

We've Added a New Layer of Security

We’ve added a new layer of security to our debit cards that is especially useful for cardholders shopping online. One-time passcodes sent to your mobile phone will help us make sure your transactions belong to you.

Learn more

 

Checking Rates
Effective Date: Sunday, April 14th, 2024
AmountDividend RateAPY*Paid & Compounded
$10,000.00 + .10% .10% Quarterly

Click here for Truth In Savings Disclosure

*APY = Annual Percentage Yield

 

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