Checking Rates
Effective Date: Friday, May 24th, 2024
AmountDividend RateAPY*Paid & Compounded
$10,000.00 + .10% .10% Quarterly

Savings
Effective Date: Friday, May 24th, 2024
AccountDividend RateAPY*Paid & Compounded
Share Savings .10% .10% Quarterly
Name it Yourself .10% .10% Quarterly

Compounding Certificates
Effective Date: Friday, May 24th, 2024
Dividends are paid and compounded quarterly.
TermMinimum BalanceDividend RateAPY*
3 Month $500.00 1.25% 1.26%
6 Month $500.00 3.00% 3.04%
9 Month $500.00 3.90% 3.96%
13 Month $500.00 4.45% 4.53%
18 Month $500.00 2.25% 2.27%
30 Month $500.00 2.35% 2.37%
3 Year $500.00 2.40% 2.43%
4 Year $500.00 2.45% 2.48%
5 Year $500.00 2.50% 2.53%
We may impose a penalty if you withdraw funds before the maturity date.

PLUS Certificates
Effective Date: Friday, May 24th, 2024
1yr - Rate may be increased once during the term. 2yr - Rate may be increased twice during the term. Dividends are paid and compounded quarterly.
TermMinimum BalanceDividend RateAPY*
We offer 1 year and 2 year term Plus Certificates. Plus Certificates are a special kind of savings option that allows you to increase the annual percentage yield, one time for the one year plus, or two times for the 2 year plus, during the certificate’s maturity period. With this option, you may choose to increase or bump-up the APY before your certificate matures to take advantage of rising interest rates. Talk to us about bumping up your savings today.
1 Year $500.00 3.75% 3.81%
2 Year $500.00 2.30% 2.32%
Rate may change after the account is opened. We may impose a penalty if you withdraw funds before the maturity date.

Jumbo Certificates
Effective Date: Friday, May 24th, 2024
Dividends are paid and compounded quarterly.
TermMinimum BalanceDividend RateAPY*
3 Month $20,000.00 1.30% 1.31%
6 Month $50,000.00 3.05% 3.09%
9 Month $50,000.00 3.95% 4.01%
12 Month $50,000.00 3.80% 3.85%
We may impose a penalty if you withdraw funds before the maturity date.

Non-Compounding Certificates
Effective Date: Friday, May 24th, 2024
These Certificates Do Not Compound:
TermMinimum BalanceDividend RateAPY*
3 Month $500.00 1.25% 1.25%
6 Month $500.00 3.00% 3.00%
9 Month $500.00 3.90% 3.90%
1 Year $500.00 3.75% 3.75%
13 Month $500.00 4.45% 4.45%
18 Month $500.00 2.25% 2.25%
2 Year $500.00 2.30% 2.30%
30 Month $500.00 2.35% 2.35%
3 Year $500.00 2.40% 2.40%
4 Year $500.00 2.45% 2.45%
5 Year $500.00 2.50% 2.50%
1 Month-Jumbo $10,000.00 0.15% 0.15%
2 Year-Jumbo $50,000.00 2.35% 2.35%
We may impose a penalty if you withdraw funds before the maturity date.

Variable IRA Shares
Effective Date: Friday, May 24th, 2024
Dividends are paid and compounded quarterly.
TypeMinimum BalanceDividend RateAPY*
Traditional $0.00 1.55% 1.56%
Roth $0.00 1.55% 1.56%
Education $0.00 1.55% 1.56%
We may impose a penalty if you withdraw funds before the maturity date.

Money Market Accounts
Effective Date: Friday, May 24th, 2024
Earn a higher rate of return on your savings! $5,000.00 minimum required to open.
Money Market TiersDividend RateAPY*Paid & Compounded
$0-$9,999.99 1.00% 1.01% Monthly
$10,000-$49,999.99 1.40% 1.41% Monthly
$50,000-$99,999.99 2.10% 2.12% Monthly
$100,000.00-Plus 2.95% 2.99% Monthly

*APY = Annual Percentage Yield. Fees could reduce the earnings on the account. Rate may change after the account is opened.

 

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