Checking Rates
Effective Date: Wednesday, February 1st, 2023
| Amount | Dividend Rate | APY* | Paid & Compounded |
|---|---|---|---|
| $10,000.00 + | .10% | .10% | Quarterly |
Savings
Effective Date: Wednesday, February 1st, 2023
| Account | Dividend Rate | APY* | Paid & Compounded |
|---|---|---|---|
| Share Savings | .10% | .10% | Quarterly |
| Name it Yourself | .10% | .10% | Quarterly |
Regular Certificates
Effective Date: Wednesday, February 1st, 2023
Dividends are paid and compounded quarterly.
| Term | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| 3 Month | $500.00 | 0.20% | 0.20% |
| 6 Month | $500.00 | 0.75% | 0.75% |
| 9 Month | $500.00 | 3.50% | 3.55% |
| 18 Month | $500.00 | 3.60% | 3.65% |
| 30 Month | $500.00 | 3.70% | 3.75% |
| 3 Year | $500.00 | 2.40% | 2.42% |
| 4 Year | $500.00 | 2.55% | 2.57% |
| 5 Year | $500.00 | 2.80% | 2.83% |
| We may impose a penalty if you withdraw funds before the maturity date. | |||
PLUS Certificates
Effective Date: Wednesday, February 1st, 2023
1yr - Rate may be increased once during the term.
2yr - Rate may be increased twice during the term.
Dividends are paid and compounded quarterly.
| Term | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| We offer 1 year and 2 year term Plus Certificates. Plus Certificates are a special kind of savings option that allows you to increase the annual percentage yield, one time for the one year plus, or two times for the 2 year plus, during the certificate’s maturity period. With this option, you may choose to increase or bump-up the APY before your certificate matures to take advantage of rising interest rates. Talk to us about bumping up your savings today. | |||
| 1 Year | $500.00 | 4.50% | 4.58% |
| 2 Year | $500.00 | 2.50% | 2.52% |
| Rate may change after the account is opened. We may impose a penalty if you withdraw funds before the maturity date. | |||
Jumbo Certificates
Effective Date: Wednesday, February 1st, 2023
Dividends are paid and compounded quarterly.
| Term | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| 3 Month | $20,000.00 | 0.25% | 0.25% |
| 6 Month | $50,000.00 | 0.80% | 0.80% |
| 9 Month | $50,000.00 | 3.55% | 3.75% |
| 12 Month | $50,000.00 | 4.55% | 4.63% |
| We may impose a penalty if you withdraw funds before the maturity date. | |||
Regular Certificates-non compound
Effective Date: Wednesday, February 1st, 2023
These Certificates Do Not Compound:
| Term | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| 3 Month | $500.00 | 0.20% | 0.20% |
| 6 Month | $500.00 | 0.75% | 0.75% |
| 9 Month | $500.00 | 3.50% | 3.50% |
| 1 Year | $500.00 | 4.50% | 4.50% |
| 18 Month | $500.00 | 3.60% | 3.60% |
| 2 Year | $500.00 | 2.50% | 2.50% |
| 30 Month | $500.00 | 3.70% | 3.70% |
| 3 Year | $500.00 | 2.40% | 2.40% |
| 4 Year | $500.00 | 2.55% | 2.55% |
| 5 Year | $500.00 | 2.80% | 2.80% |
| 1 Month-Jumbo | $10,000.00 | 0.15% | 0.15% |
| 2 Year-Jumbo | $50,000.00 | 2.55% | 2.55% |
| We may impose a penalty if you withdraw funds before the maturity date. | |||
Variable IRA Shares
Effective Date: Wednesday, February 1st, 2023
Dividends are paid and compounded quarterly.
| Type | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| Traditional | $0.00 | 1.35% | 1.36% |
| Roth | $0.00 | 1.35% | 1.36% |
| Education | $0.00 | 1.35% | 1.36% |
| We may impose a penalty if you withdraw funds before the maturity date. | |||
Money Market Accounts
Effective Date: Wednesday, February 1st, 2023
Earn a higher rate of return on your savings! $5,000.00 minimum required to open.
| Money Market Tiers | Dividend Rate | APY* | Paid & Compounded |
|---|---|---|---|
| $0-$4,999.99 | 0.70% | 0.70% | Monthly |
| $5,000-$9,999.99 | 0.80% | 0.80% | Monthly |
| $10,000-$24,999.99 | 1.10% | 1.10% | Monthly |
| $25,000.00-Plus | 1.20% | 1.21% | Monthly |
*APY = Annual Percentage Yield. Fees could reduce the earnings on the account. Rate may change after the account is opened.
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