Checking Rates
Effective Date: Wednesday, February 1st, 2023
AmountDividend RateAPY*Paid & Compounded
$10,000.00 + .10% .10% Quarterly

Savings
Effective Date: Wednesday, February 1st, 2023
AccountDividend RateAPY*Paid & Compounded
Share Savings .10% .10% Quarterly
Name it Yourself .10% .10% Quarterly

Regular Certificates
Effective Date: Wednesday, February 1st, 2023
Dividends are paid and compounded quarterly.
TermMinimum BalanceDividend RateAPY*
3 Month $500.00 0.20% 0.20%
6 Month $500.00 0.75% 0.75%
9 Month $500.00 3.50% 3.55%
18 Month $500.00 3.60% 3.65%
30 Month $500.00 3.70% 3.75%
3 Year $500.00 2.40% 2.42%
4 Year $500.00 2.55% 2.57%
5 Year $500.00 2.80% 2.83%
We may impose a penalty if you withdraw funds before the maturity date.

PLUS Certificates
Effective Date: Wednesday, February 1st, 2023
1yr - Rate may be increased once during the term. 2yr - Rate may be increased twice during the term. Dividends are paid and compounded quarterly.
TermMinimum BalanceDividend RateAPY*
We offer 1 year and 2 year term Plus Certificates. Plus Certificates are a special kind of savings option that allows you to increase the annual percentage yield, one time for the one year plus, or two times for the 2 year plus, during the certificate’s maturity period. With this option, you may choose to increase or bump-up the APY before your certificate matures to take advantage of rising interest rates. Talk to us about bumping up your savings today.
1 Year $500.00 4.50% 4.58%
2 Year $500.00 2.50% 2.52%
Rate may change after the account is opened. We may impose a penalty if you withdraw funds before the maturity date.

Jumbo Certificates
Effective Date: Wednesday, February 1st, 2023
Dividends are paid and compounded quarterly.
TermMinimum BalanceDividend RateAPY*
3 Month $20,000.00 0.25% 0.25%
6 Month $50,000.00 0.80% 0.80%
9 Month $50,000.00 3.55% 3.75%
12 Month $50,000.00 4.55% 4.63%
We may impose a penalty if you withdraw funds before the maturity date.

Regular Certificates-non compound
Effective Date: Wednesday, February 1st, 2023
These Certificates Do Not Compound:
TermMinimum BalanceDividend RateAPY*
3 Month $500.00 0.20% 0.20%
6 Month $500.00 0.75% 0.75%
9 Month $500.00 3.50% 3.50%
1 Year $500.00 4.50% 4.50%
18 Month $500.00 3.60% 3.60%
2 Year $500.00 2.50% 2.50%
30 Month $500.00 3.70% 3.70%
3 Year $500.00 2.40% 2.40%
4 Year $500.00 2.55% 2.55%
5 Year $500.00 2.80% 2.80%
1 Month-Jumbo $10,000.00 0.15% 0.15%
2 Year-Jumbo $50,000.00 2.55% 2.55%
We may impose a penalty if you withdraw funds before the maturity date.

Variable IRA Shares
Effective Date: Wednesday, February 1st, 2023
Dividends are paid and compounded quarterly.
TypeMinimum BalanceDividend RateAPY*
Traditional $0.00 1.35% 1.36%
Roth $0.00 1.35% 1.36%
Education $0.00 1.35% 1.36%
We may impose a penalty if you withdraw funds before the maturity date.

Money Market Accounts
Effective Date: Wednesday, February 1st, 2023
Earn a higher rate of return on your savings! $5,000.00 minimum required to open.
Money Market TiersDividend RateAPY*Paid & Compounded
$0-$4,999.99 0.70% 0.70% Monthly
$5,000-$9,999.99 0.80% 0.80% Monthly
$10,000-$24,999.99 1.10% 1.10% Monthly
$25,000.00-Plus 1.20% 1.21% Monthly

*APY = Annual Percentage Yield. Fees could reduce the earnings on the account. Rate may change after the account is opened.

 

Go to main navigation