Checking Rates
Effective Date: Sunday, September 25th, 2022
AmountDividend RateAPY*Paid & Compounded
$10,000.00 + .10% .10% Quarterly

Savings
Effective Date: Sunday, September 25th, 2022
AccountDividend RateAPY*Paid & Compounded
Share Savings .10% .10% Quarterly
Name it Yourself .10% .10% Quarterly

Regular Certificates
Effective Date: Sunday, September 25th, 2022
Dividends are paid and compounded quarterly.
TermMinimum BalanceDividend RateAPY*
3 Month $500.00 0.20% 0.20%
6 Month $500.00 0.55% 0.55%
9 Month $500.00 1.50% 1.51%
18 Month $500.00 2.50% 2.52%
30 Month $500.00 3.00% 3.03%
3 Year $500.00 2.25% 2.27%
4 Year $500.00 2.35% 2.37%
5 Year $500.00 2.50% 2.52%
We may impose a penalty if you withdraw funds before the maturity date.

PLUS Certificates
Effective Date: Sunday, September 25th, 2022
1yr - Rate may be increased once during the term. 2yr - Rate may be increased twice during the term. Dividends are paid and compounded quarterly.
TermMinimum BalanceDividend RateAPY*
We offer 1 year and 2 year term Plus Certificates. Plus Certificates are a special kind of savings option that allows you to increase the annual percentage yield, one time, during the certificate's maturity period. With this option, you may choose to increase or bump-up the APY before your certificate matures to take advantage of rising interest rates. Talk to us about bumping up your savings today.
1 Year $500.00 1.00% 1.00%
2 Year $500.00 1.55% 1.56%
Rate may change after the account is opened. We may impose a penalty if you withdraw funds before the maturity date.

Jumbo Certificates
Effective Date: Sunday, September 25th, 2022
Dividends are paid and compounded quarterly.
TermMinimum BalanceDividend RateAPY*
3 Month $20,000.00 0.25% 0.25%
6 Month $50,000.00 0.60% 0.60%
9 Month $50,000.00 1.55% 1.56%
12 Month $50,000.00 1.05% 1.05%
We may impose a penalty if you withdraw funds before the maturity date.

Regular Certificates-non compound
Effective Date: Sunday, September 25th, 2022
These Certificates Do Not Compound:
TermMinimum BalanceDividend RateAPY*
3 Month $500.00 0.20% 0.20%
6 Month $500.00 0.55% 0.55%
9 Month $500.00 1.50% 1.50%
1 Year $500.00 1.00% 1.00%
18 Month $500.00 2.50% 2.50%
2 Year $500.00 1.55% 1.55%
30 Month $500.00 3.00% 3.00%
3 Year $500.00 2.25% 2.25%
4 Year $500.00 2.35% 2.35%
5 Year $500.00 2.50% 2.50%
1 Month-Jumbo $10,000.00 0.15% 0.15%
2 Year-Jumbo $50,000.00 1.60% 1.60%
We may impose a penalty if you withdraw funds before the maturity date.

Variable IRA Shares
Effective Date: Sunday, September 25th, 2022
Dividends are paid and compounded quarterly.
TypeMinimum BalanceDividend RateAPY*
Traditional $0.00 0.85% 0.85%
Roth $0.00 0.85% 0.85%
Education $0.00 0.85% 0.85%
We may impose a penalty if you withdraw funds before the maturity date.

Money Market Accounts
Effective Date: Sunday, September 25th, 2022
Earn a higher rate of return on your savings! $5,000.00 minimum required to open.
Money Market TiersDividend RateAPY*Paid & Compounded
$0-$4,999.99 0.15% 0.15% Monthly
$5,000-$9,999.99 0.25% 0.25% Monthly
$10,000-$24,999.99 0.35% 0.35% Monthly
$25,000.00-Plus 0.45% 0.45% Monthly

*APY = Annual Percentage Yield. Fees could reduce the earnings on the account. Rate may change after the account is opened.

 

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