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Home > Loans & Credit > Home Equity Loans by Northland

home equity loans and lines of credit

Improve your home's value with a Home Equity Loan or Line of Credit today! Have you been waiting to add your new addition? No more procrastinating, let the improvements begin! We can help! 989-739-1401

You'll be amazed by what we can do for you!

Home Equity Lines of Credit

Is your home ready for a makeover? In need of more energy efficiency? Long overdue for maintenance or repairs? Whatever the need, a No-Hassle Home Equity Line of Credit (HELOC) may be an available source of funds you can use to give your home the TLC it needs.

Your home may be worth more now than when you purchased it. The difference between this increased value and your present mortgage can represent ready cash for you! Apply Now

With a HELOC at your disposal, you control when, how much and even IF you borrow - all at your own pace. Think of all the projects you could accomplish! There are no fees to apply for a Home Equity Line of Credit (HELOC) and you should receive a response within 72 hours. If you have loans with other financial institutions, you can always refinance with Northland - a move that could save you hundreds of dollars a year! As with everything we do, we have your best interests in mind, so we'll help you find a loan that fits your needs. 

Mortgage Rates
Effective Date: Sunday, July 21st, 2019
Rates as Low As!

3 Yr Adj Closed End Mortgage


5 Yr Adj Closed End Mortgage

3.99%** 4.07%

5 Yr Adj HELOC

3.99%** Variable

VA Mortgage

4.25% 4.57%

Rural Development

4.50% 4.98%

ARM Unimproved Land

6.49% 6.57%

ARM Investment Property

5.99% 6.07%

"As Low As" rates are our best rates and are determined by credit score and other factors.
Rates are subject to change. Click product name for full disclosures.
**Intro Rate - Ask for Intro Rate Disclosure**

NMLS 463831

Considering a Home Equity loan?  

Contact our friendly, knowledgeable Home Equity Specialists!  We would be happy to answer your questions and help you find the right loan for your needs. Call 989-739-1401 today! 

What can YOU do with a Home Equity Line of Credit?

  • Consolidate Bills: one low interest, affordable payment
  • Build: new addition, garage, deck, storage shed
  • Winterize: insulation, windows, siding
  • Replace: roof, doors, cabinets
  • Repair: furnace, plumbing, electrical work
  • Save Money: New energy efficient appliances
  • Spruce Up: New carpet, drywall, paint, furniture
  • Vacation: Enjoy a well deserved getaway

Could a Northland HELOC be right for you? Talk to us! 989-739-1401