Need Cash Fast? We Have 17 ATMS For Your Convenience

Oscoda, Tawas and West Branch I ATMs accept deposits!

ATM access is always free to Northland Members within our personal network of ATM machines.  We have 16 convenient locations to serve you. And if you're traveling, the CO-OP Network offers members access to surcharge-free ATMs almost anywhere in the U.S. or  Canada!

Have you visited a Northland ATM lately?

We've made a lot of upgrades to our personal ATM network. These lightning fast, top of the line ATMs will get you back on the road in no time. And all of our ATMs accept cash and check deposits!

We're very excited about investing into more benefits for you, our members, and we're only getting started. 





ATM Service is ALWAYS Free For Northland Members at These Branches! 

Alpena Branch
1151 N. Bagley St.
Alpena, MI 49707

Hale Branch
220 S. Washington
Hale, MI 48739

Oscoda Branch
4346 E F-41
Oscoda, MI 48750

West Branch I
2170 S. M-76
West Branch, MI 48661

AuGres Branch
317 W. Huron
AuGres, MI 48703

Harrisville Branch
190 South U.S. 23
Harrisville, MI 48740

Petoskey Branch
919 Spring St.
Petoskey, MI 49770

West Branch II
3177 West M-76
West Branch, MI 48661

Evart Branch
9568 US-10
Evart, MI 49631

Houghton Lake Branch
2285 W Houghton Lake Dr.
Houghton Lake, MI 48629

Reed City Branch
840 S. Chestnut St.
Reed City, MI 49677


Gaylord Branch
1371 W. Main St.
Gaylord, MI 49735

Kalkaska Branch
112 S. Cedar St.
Kalkaska, MI 49646

Skidway Lake Branch
1927 Greenwood Rd.
Prescott, MI 48756


Grayling Branch
2405 S. I-75 Business Loop
Grayling, MI 49738

Mio Branch
208 Morenci
Mio, MI 48647

Tawas Branch
201 Hemlock
Tawas City, MI 48763



















Traveling out of the area? No problem! Your Northland card also works with thousands of surcharge-free CO-OP Network Credit Union ATMs across the U.S. and Canada. Look for the CO-OP symbol. Travelers, please note: The CO-OP Network does not impose a surcharge on participating ATM transactions. However, some individual ATM owners may still charge a fee. Fees are disclosed before the transaction is complete, and you will always have the option to cancel the transaction if you wish. For transactions that are ALWAYS fee-free to Northland members, see our personal network ATMs in the chart above. 

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