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5 Year Adjustable HELOC

5 Yr Adj HELOC 2.99% Variable


2.99% Annual Percentage rate (APR*) is adjustable and will reset every five years. After five years the rate will adjust to no less than 4.00% APR or no more than 4.99% APR, thereafter the rate will never change more than 2% per adjustment period or 6% over the life of the loan and the rate will never be less than 4.00% APR or exceed 8.99% APR or the maximum allowed by law. These rates are our “as low as rates” based on the 5 year T-bill and adjustments and restrictions may apply.
These rates apply only for Refinance Mortgages for primary and secondary residences as first or second liens. Maximum term of 15 years. Maximum combined loan to value of 90%-95%. $250 Processing Fee and title closing fee if appliable (Does not include fees that are not standard costs). "As Low As" rates are our best rates and are determined by credit score and number of services used. Certain restrictions apply. Please contact us for complete details.
*APR = Annual Percentage Rate

Home Equity Lines of Credit

Whatever the need, a Home Equity Line of Credit (HELOC) may be an available source of funds to help you realize your goals. With a HELOC at your disposal, you control when, how much and even IF you borrow - all at your own pace. There are no fees to apply for a Home Equity Line of Credit (HELOC) and you should receive a response within 72 hours.

Considering a Home Equity loan?  

Contact our friendly, knowledgeable Home Equity Specialists!  We are happy to answer your questions and help you find the right loan for your needs. Call 989-739-1401 today or Apply Now



When you're ready, we're here to help.  Call 989-739-1401 today!


NMLS 463831