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Who can join Northland Area Federal Credit Union?

Anyone in our Field of Membership may join with a simple $5.00 deposit. The Switch Kit makes it easy!


Our Field of Membership includes:

  • People who live, work, worship, or attend school in and businesses and other legal entities located in:  Alcona, Alpena, Arenac, Crawford, Iosco, Montmorency, Ogemaw, Oscoda, Otsego or Roscommon Counties in Michigan
  • Employees of Northland Area Federal Credit Union
  • Widows and widowers of Northland members
  • Members of their immediate family or household, and organizations of such people
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