Buy Now, FlexPay
FlexPay allows eligible members to convert qualified debit card purchases into short-term installment loans, helping you spread out payments over time. Members can choose between 3 and 6-month
repayment terms, and no penalties for early loan payoff making it easier to manage larger expenses without putting strain on your budget. APR on these loans is 17.99%, much better than a high credit
card rates, Buy Now Pay Later loan rates, and Payday loan rates. Offers are available in the NAFCU Digital Banking app under: Apply for a Loan → FlexPay Offers
Because sometimes life comes at you all at once.
Benefits
- Offers are based on eligible debit card purchases made within the last 30 days
- Purchases must be at least $100 and meet eligibility criteria
- Members can have up to 4 active offers funded at once, based on total loan aggregate limits
- Offers are available in NAFCU Digital Banking under: Apply for a Loan → FlexPay Offers
- No Fee assistance for emergency cash needs
- Match your expenses to a convenient payback period
- No need for an application
- Easy mobile funding from your digital application
- Much lower rates than standard credit card funding
- No credit check
- No early payoff penalties
- Loan amounts from $100 - $1,000
- Choose between 3 and 6 mongh repayment terms
Loan Amounts
Loan amounts from $100 - $1,000 are based on member relationship levels - Classic & Bronze $100-$300, Silver and Gold $100 - $1,000
Certain Transactions, like ATM withdrawals, money transfers, and gambling activities, are ineligible. Please note: Not all purchases or merchants will qualify. Additional restrictions may apply, and all offers are subject to approval.
Have questions? Give us a call 989-739-1401