You are eligible to join Northland if you belong to our Field of Membership (see below). Our switch kit makes the transition easy! Stop by any of our convenient branch locations to open an account with a deposit as low as $5.00.

Field of Membership:

People who live, work, worship, or attend school in and businesses and other legal entities located in Alcona, Alpena, Antrim, Arenac, Benzie, Charlevoix, Cheboygan, Clare, Crawford, Emmet, Gladwin, Grand Traverse, Iosco, Kalkaska, Lake, Leelanau, Manistee, Mason, Missaukee, Montmorency, Ogemaw, Osceola, Oscoda, Otsego, Presque Isle, Roscommon, and Wexford counties in Michigan; and also included are spouses of persons who died while within the field of membership of this credit union, employees of this credit union, members of their immediate family or household, and organizations of such persons.

Mailing Address:

Northland Area Federal Credit Union

1161 N. Bagley St.

Alpena, MI 49707

Physical Address:

Northland Area Federal Credit Union

1161 N. Bagley St.

Alpena, MI 49707

Mailing Address:

NAFCU

PO Box 147

AuGres, MI 48703

Physical Address:

Northland Area Federal Credit Union

317 W. Huron Street

AuGres, MI 48703

Mailing Address:

NAFCU

PO Box 478

Gaylord, MI 49734

Physical Address:

Northland Area Federal Credit Union

1371 W. Main St.

Gaylord, MI 49735

Mailing Address:

NAFCU

PO Box 125

Glennie, MI 48737

Physical Address:

Northland Area Federal Credit Union

3358 State Street

Glennie, MI 48737

Mailing Address:

NAFCU

PO Box 705

Grayling, MI 49738

Physical Address:

Northland Area Federal Credit Union

2405 South I-75 Business Loop

Grayling, MI 49738

Mailing Address:

NAFCU

PO Box 225

Hale, MI 48739

Physical Address:

Northland Area Federal Credit Union

220 S. Washington

Hale, MI 48739

Mailing Address:

NAFCU

PO Box 601

Harrisville, MI 48740

Physical Address:

Northland Area Federal Credit Union

190 South US-23

Harrisville, MI 48740

Mailing Address:

NAFCU

PO Box 1536

Houghton Lake, MI 48629

Physical Address:

Northland Area Federal Credit Union

2285 W. Houghton Lake Drive

Houghton Lake, MI 48629

Mailing Address:

NAFCU

PO Box 328

Mio, MI 48647

Physical Address:

Northland Area Federal Credit Union

208 Morenci St.

Mio, MI 48647

Mailing Address:

NAFCU

PO Box 519

Oscoda, MI 48750

Physical Address:

Northland Area Federal Credit Union

4346 E. F-41

Oscoda, MI 48750

Mailing Address:

NAFCU

PO Box 4204

Prescott, MI 48756

Physical Address:

Northland Area Federal Credit Union

1927 Greenwood Rd.

Prescott, MI 48756

Mailing Address:

NAFCU

PO Box 526

East Tawas, MI 48730

Physical Address:

Northland Area Federal Credit Union

201 Hemlock Rd.

Tawas City, MI 48763

Mailing Address:

NAFCU

PO Box 303

West Branch, MI 48661

Physical Address:

Northland Area Federal Credit Union

2170 S. M-76

West Branch, MI 48661

Mailing Address:

NAFCU

PO Box 564

West Branch, MI 48661

Physical Address:

Northland Area Federal Credit Union

3177 West M-55 (actual)

3177 West M-76 (if using Google Maps for directions)

West Branch, MI 48661

For questions of a general nature, please use the Contact Us form on our website. Do not include account numbers or other private information. Questions will be answered during normal business hours.

For specific questions regarding an account, please call our friendly staff at 989-739-1401. You can also use secure messaging by logging in to Home banking or your Mobile banking app.

All items can be faxed to 989-358-0010.

Northland has 15 branches located throughout northeast lower Michigan. For a complete list, visit our hours and locations page. 

Anyone in our Field of Membership may join with a simple $5.00 deposit. The Switch Kit makes it easy!

Our Field of Membership includes:

• People who live, work, worship, or attend school in and businesses and other legal entities located in Alcona, Alpena, Antrim, Arenac, Benzie, Charlevoix, Cheboygan, Clare, Crawford, Emmet, Gladwin, Grand Traverse, Iosco, Kalkaska, Lake, Leelanau, Manistee, Mason, Missaukee, Montmorency, Ogemaw, Osceola, Oscoda, Otsego, Presque Isle, Roscommon, and Wexford counties in Michigan; and also included are spouses of persons who died while within the field of membership of this credit union, employees of this credit union, members of their immediate family or household, and organizations of such persons.

• Employees of Northland Area Federal Credit Union

• Widows and widowers of Northland members

• Members of their immediate family or household, and organizations of such people